It is your retirement
today and you shall be called an ‘ex’ in the same office where you had served
for forty golden years. There could be a felicitation party or a farewell
speech- you are in for a surprise. Your colleagues who were your pseudo family
could even cry as you part with good byes. These are emotional dependencies
which you can handle quite well, but what about the financial responsibility
that you are to be rewarded today? Have you planned your pension investment
with your retirement benefit? Your boss has decided to give you one single fat
cheque today as a mark of appreciation of your dedicated service. So are you
ready with your finance planning? If not, here are three people within your
reach who can give you some solid pension advice
which will help you to grow your money:
Resourceful Friend
A friend in need is friend
indeed. Ask your best friend how he planned his pension funds. He might give
you the best advice you need in the most sensible manner which you shall pay
heed to. But he may not be able to analyse the risk factor and hence a
professional financial advisor is strongly recommended.
The family
Your better half or your immediate
family is the next person who could be your best financial advisor. They know
better what is in store for you commitment wise or health wise and hence can
plan your funds in the best possible way. They are not the financial adviser but
they understand your life style and can recommend a plan that will match your
requirement after retirement.
Credible Banker
A banker knows to grow
money well. He is the ideal person to discuss your investment for pension. He
will also have a sound knowledge about the different schemes and funds that are
available which could suit your lifestyle. Before they zero in some particular
plan he will take various factors under consideration and also consider the
possible risk factors.
As the clock strikes
twelve in the midnight, you start reminiscing the good old days at work. You
also decide whom to meet and discuss your investment in detail for a secured
and happy living. Among the three options the best person who can ensure a
profitable pension plan for you is a banker. As he understand the present
market and can calculate the approx inflation rate you will face after your
retirement.
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